I agree with you Clarity. The underlying problem is quite simple, really: greed.
Whenever we oppose that greed we are immediately labelled by some as 'Communists', which is just a trick use of language to effectively prevent opposition to greed.
In capitalism the biggest source of greed is how most businesses operate. They increase their profits by keeping employee wages down as low as possible whilst tying to force as much productivity as they can. The result is massive income for those who operate the business and survival income for those who end up doing as much of the work as the business management can get out of them. The more profit the business can end up with, due to high productivity aligned with low wages and overheads, the better managed that business is considered to be under that system based on greed.
That is a terrible attitude in terms of how business owners treat other individuals who, most often through no fault of their own, are less fortunately positioned.
Personally, I'm heavily influenced by the freely given environment of cooperation opensource involves. So in our family business we try to keep our charges to customers low, enough to cover our risks for good times and bad, and for the security of our small staff team, yet enough, via less greed, to provide our few employees with better rewards by a good amount compared to what similar workers are generally paid. Our plan is not to keep our staff wages as low as possible, but rather to provide them with growing opportunity for better and higher paid lives; in a sense we extend our family to include them. The only catch is that they need to embrace that family team such that we all work on its behalf, and we already have in place a system where any over-the-top-successful earnings end up providing additional support to the families of workers (past and present) we care for - including paying school fees/school supplies for their kids, but with the caveat that they demonstrate good annual school report/results (free as in free speech, not free as in beer). Personally I feel little need for money and don't value it aside from enjoying occasional travel (which we only do thus far as part of useful business-related trips to customers and potential customers, and we take our small staff team with us to help them see a bit of the world and as a team building exercise).
This is nothing to do with trying to behave like 'angels' for praise or to make ourselves feel better as human beings in some artificial fake generosity. The world is sadly too fill of that kind of self-loving pretence. Rather it is to do with cooperation and a view on what is actually fair and right. Admittedly, we are very careful about the type of people we employ and if they are not considerate nice people we simply don't want them in our team no matter how experienced or skilled they otherwise are - finding people who are not 'greedy', but genuinely caring and dedicated and wishing to do their best is the tricky bit. Good luck to all such people is what I say and feel, and get lost to the rest is fine in my book.
Some take offence at my use of the word 'nutcase', but that is just my generic term for those who I find 'greedy' in their claims of absolute truth, which tend to be absolute rubbish outside of their selfish fake discourse constructions. Alas AI will also no doubt learn to spout a lot of that fake discourse constructions too since these nutcases spend most of their lives filling the information void with more and more of the nonsense such that AI will also be continually trained by that world full landfill saturation of fake human-constructed falsely-god-claimed narratives. This is not to claim that greed is a 'SIN' per se - it is just an unfortunately very common anti-social human behaviour pattern. Survival of the fittest so claims Grey, but that is Grey confusing Darwinism with social-Darwinism, which is not what Darwin himself ever meant by his theories.